Home Health Insurance The Scoop: November 6, 2022 Version

The Scoop: November 6, 2022 Version

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On this version

  • 2022 open enrollment is underway nationwide
  • Almost 35,000 Idahoans have already enrolled in expanded Medicaid
  • Restraining order briefly blocks Trump’s medical insurance necessities for immigrants
  • Off-exchange plans not accessible year-round in Nevada
  • Georgia has unveiled its proposal to partially develop Medicaid
  • Georgia’s proposal to overtake the state’s particular person market
  • Indiana suspends Medicaid work requirement
  • Kentucky elects governor who helps the ACA
  • Virginia’s legislature flip prone to safe Medicaid enlargement

Welcome to this week’s round-up of state-level well being reform information, together with:

2022 open enrollment is underway nationwide

Open enrollment for 2022 individual-market medical insurance plans is underway nationwide. It’ll finish in most states on December 15, though some states have prolonged their enrollment deadlines. Right here’s an at-a-glance abstract of vital issues to remember throughout open enrollment; you can even learn our extra in-depth information to open enrollment.

Almost 35,000 Idahoans have already enrolled in expanded Medicaid

Enrollment in Idaho’s expanded Medicaid started on November 1, and the Idaho Division of Well being and Welfare stories that just about 35,000 folks have already enrolled.

Restraining order blocks Trump’s medical insurance necessities for immigrants

On November 2, a federal decide in Oregon issued a brief restraining order to dam implementation of President Trump’s proclamation concerning medical insurance protection for brand new immigrants. The principles had been slated to take impact November 3, and would have required new immigrants to indicate proof of well being protection or the monetary means to pay for their very own medical wants.

Off-exchange plans not accessible year-round in Nevada

From 2014 via 2022, Nevada regulation required well being plans bought outdoors the trade to be accessible for buy year-round, albeit with a ready interval of as much as 90 days. However that’s not the case, on account of a brand new regulation that took impact in Nevada final month. Off-exchange plans within the state at the moment are solely accessible throughout open enrollment or with a qualifying occasion, as is the case in the remainder of the nation.

Georgia has proposed a partial enlargement of Medicaid

Final week, we gave you a heads up that Georgia was anticipated to unveil a proposal to partially develop Medicaid this week. Whereas a partial enlargement of protection is best than nothing for the state’s poorest residents, Georgia’s newly unveiled proposal is predicted to solely cowl about 52,000 folks, versus greater than 400,000 who would acquire eligibility with full Medicaid enlargement. Georgia’s proposal would supply Medicaid protection to these with incomes beneath the poverty stage, so long as they work at the very least 80 hours per week. Enrollees with revenue above 50 % of the poverty stage would additionally need to pay month-to-month premiums.

Georgia’s proposal to overtake the state’s particular person market

Georgia has additionally proposed a 1332 waiver that will create a reinsurance program beginning in 2022. However Georgia’s proposal goes properly past that: It requires the state to cease utilizing HealthCare.gov as of 2022 and as a substitute depend on internet brokers and insurers to enroll residents in plans that will be eligible for premium subsidies. These would come with QHPs in addition to guaranteed-issue non-QHPs with lesser advantages.

Indiana suspends Medicaid work requirement

The Trump Administration has authorized Medicaid work necessities in a number of states, together with Indiana, however work necessities have been going through an unsure authorized future, with federal courts overturning them in some states. Indiana had been phasing in its work requirement this 12 months, and enrollees would have began shedding protection for non-compliance as of January. However the state has now suspended this system, pending the result of a lawsuit that’s difficult the work requirement.

Kentucky elects governor who helps the ACA

Underneath former governor Steve Beshear, Kentucky expanded Medicaid and applied a state-run medical insurance trade that was extensively thought-about among the many most profitable within the nation. However beneath his successor, Republican Matt Bevin, Kentucky began utilizing HealthCare.gov and has labored to implement a closely contested Medicaid work requirement. On November 5, nonetheless, Bevin misplaced his re-election bid to Democrat Andy Beshear, who’s Kentucky’s Legal professional Normal and Steve Beshear’s son. Beshear’s healthcare proposal signifies that he plans to reverse course on the Medicaid work requirement and probably revive the state’s medical insurance trade platform — time will inform how this all performs out.

Virginia’s legislature flip prone to safe Medicaid enlargement

After a protracted legislative battle, Virginia expanded Medicaid at the beginning of 2022, and greater than 325,000 folks have since enrolled in this system. However the state’s legislature had a slim Republican majority that insisted on a Medicaid work requirement, which continues to be within the means of garnering federal approval. On Tuesday, Democrats in Virginia flipped each chambers of the state’s legislature, serving to to cement Medicaid enlargement going ahead and probably permitting lawmakers to reverse course on the work requirement.

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